I will be 50 this year and my Wife and I have been full timmers since last year. Everything I do seems to be on an excel spreadsheet. Our budget fits into this model. We have income sources, expenses, insurance data etc all available in one workbook that is simple to follow. I then add tabs from my bank statement to track expense to budget. Works like a charm.

We have found that cutting camping costs is the chore. We started at a little over 900 a month and are now averaging just under 400. This makes a huge difference!!